10 saving tips

10 tips on how to cut your spending and convert it to become your saving.

1. STOP smoking.
Smoking are bad for your health and it is real money waster.

2. Don't buy any newspaper
Just read it on the internet. Reading news on the internet is free and imagine how much can you save a month if you buy the newspaper everyday. If one newspaper cost you RM 1.20. You can save RM 1.20 X 30 days = RM 36 per month and RM 432 per year.

3. Use energy saver bulb
Some company who sell the energy saver bulb claim that you can save 40%-50% of your monthly electric bill if you change all you bulb and use energy saver bulb.

4. Bring food from home
Encourage yourself and your kids to bring food from home.

5. Don't use aircond especially during rainy season
Rain will make the surrounding temperature go down and result in colder surrounding. Aircond use a lot of electricity especially higher horsepower aircond.

6. Wash your own car
Sending your car to car wash will cost you around RM10-20 nowadays. Instead of sending car to carwash. Wash your car. It can be your weekend activity. And it burn your fat too.

7. Don't hire a maid
Instead, do it yourself and of course with help of the family members. If you have kids, you can ask them to do the dish after eat and do the laundry.

8. Plant for food
You can plant some vegetables like chili, curry tree and lots of small tree yourself.

9. Buy bulk
By buying some item that you used every monthin a large quantity, you can save some money. Buy at MAIDIN Subang Jaya where they offer some item in bulk and the more you buy, the less the price.

10. Iron all your clothes at once
Iron use a lot of electricity and you can save your electricity bill by ironing all your clothes at once.